Member First Mortgage - Homebuyer's Mortgage Financing

Purchasing your first home? Outgrowing your current home? Looking to downsize? Whatever the reason, we’re here to help with financing your next home!

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Loan Programs

Today’s mortgage interest rates are extremely favorable! Now may be the perfect time to refinance your current mortgage and potentially save money!

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Loan Programs

We can help borrowers build their dream home with our construction-to-permanent financing option! Streamline the construction financing process with one approval, one closing and one set of closing costs.

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Partner with Member First Mortgage to enhance your mortgage program and maximize your income potential!

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Partnership Models

Discover the MFM Difference

Why Choose Us?

Accelerated Turn-Times

In today’s fast-paced environment, we understand how important it is to close your mortgage loan as quickly as possible.
Fit To Your Needs

Our team of experts will work with you throughout the process to make sure you get a mortgage loan that fits your unique needs.
Competitive Rates & Fees

You work hard for your money, so we work hard to keep our rates and fees low so you can save more!
Superior Service

We are dedicated to providing a superior mortgage experience with speed, efficiency, security and reliability.

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Our Loan Options

Program Comparison

Which loan program is right for you? The answer to that question comes together when our experience meets your goals and unique financing needs.

Loan Options

Main Benefit
Low Down Payment
Flexible Credit Requirements
Area Specific
Government Backed

Fixed Rate

Consistent Loan Payments
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✓

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FHA

Great for First Time Homebuyers
✓
✓
✓

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USDA/RD

Low Down Payment in Rural Areas
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Rural Areas Only
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Made for Military Personnel
✓
✓
✓

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Fixed Rate

Consistent Loan Payments
✓
✓

Learn more +

FHA

Great for First Time Homebuyers
✓
✓
✓

Learn more +

USDA/RD

Low Down Payment in Rural Areas
✓
✓
Rural Areas Only
✓

Learn more +

Made for Military Personnel
✓
✓
✓

Learn more +

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Explore All Loan Programs *Disclaimer Information

What People Are Saying

Reviews

"I couldn't imagine getting a mortgage with any other company."

I cant express enough gratitude to my mortgage team! Desirea, Kevin, and Rebecca have been extremely easy to work with and very responsive! I am a first time home-buyer and they simplified everything for me, making this giant life event hassle-free. We are on the road to closing in less than 30 days, which is beyond amazing! I couldn’t imagine getting a mortgage with any other company.