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I'm looking to

Purchase a home

Purchasing your first home? Outgrowing your current home? Looking to downsize? Whatever the reason, we’re here to help with financing your next home!
I'm looking to

Refinance my home

Today’s mortgage interest rates are extremely favorable! Now may be the perfect time to refinance your current mortgage and potentially save money!
I'm looking to

Build a home

We can help borrowers build their dream home with our construction-to-permanent financing option! Streamline the construction financing process with one approval, one closing and one set of closing costs.
I'm looking to

Partner with MFM

Partner with Member First Mortgage to enhance your mortgage program and maximize your income potential!
Discover the MFM Difference

Why Choose Us?

Our Value Props
  • Accelerated Turn-Times

    Accelerated Turn-Times

    In today’s fast-paced environment, we understand how important it is to close your mortgage loan as quickly as possible.
  • Fit To Your Needs

    Fit To Your Needs

    Our team of experts will work with you throughout the process to make sure you get a mortgage loan that fits your unique needs.
  • Competitive Rates & Fees

    Competitive Rates & Fees

    You work hard for your money, so we work hard to keep our rates and fees low so you can save more!
  • Superior Service

    Superior Service

    We are dedicated to providing a superior mortgage experience with speed, efficiency, security and reliability.
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Our Loan Options

Program Comparison

Which loan program is right for you? The answer to that question comes together when our experience meets your goals and unique financing needs.

Our Loan Options
Loan Options
  • Main Benefit
  • Low Down Payment
  • Flexible Credit Requirements
  • Area Specific
  • Government Backed
Fixed Rate
  • Consistent Loan Payments
FHA
  • Great for First Time Homebuyers
USDA/RD
  • Low Down Payment in Rural Areas
  • Rural Areas Only
VA
  • Made for Military Personnel
Fixed Rate
  • Consistent Loan Payments
FHA
  • Great for First Time Homebuyers
USDA/RD
  • Low Down Payment in Rural Areas
  • Rural Areas Only
VA
  • Made for Military Personnel
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Social Proof
What People Are Saying

Reviews

Very impressed with Member First Mortgage. I was a first time homebuyer and they made the process very smooth.

Author Icon Gina J. 7 months ago

Member First Mortgage worked with us to refinance our home in a timely manner. We now have a reduced interest rate and a lower monthly payment so that we can pay extra principal and pay our home off sooner. Our agent also was involved in helping us get a better homeowner’s insurance policy that covers a more accurate value of our home. Thank you!

Author Icon Nancy L. 4 months ago

Made my refi easy during a pandemic. Gave me a great interest rate, dropped my PMI, fees were reasonable. The ladies I worked with along the way, rep, underwriter, closer, were all super helpful. Did 90% of my communicating via email, that worked great for me as well. Closer came to my home. Easy peasy!

Author Icon Shannon K. 4 months ago
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Find More Information

Our Resources

COVID-19 Resources

COVID-19 Resources

Stay up to date on how MFM is assisting borrowers financially impacted by COVID-19.
FAQ

FAQ

Get answers to important, frequently asked mortgage questions.