Loan Programs

FHA

FHA (Federal Housing Administration) loans offer a low down payment requirement and flexible qualifying standards to help make owning a home a reality!

The FHA loan program is a great option for homebuyers that may have less than perfect credit or limited funds available for a down payment. FHA requires a down payment of just 3.5%*, which can be a gift from an acceptable source. FHA also features flexible qualifying standards and less strict credit requirements than many conventional loans.

Our Process

  • 01

    Apply and Get Pre-Qualified

    Fill out our easy online application and work with your local real estate agent to explore your options and find the perfect home!
  • 02

    Work with Our Experts

    Provide the necessary information and documentation needed for our mortgage experts to underwrite and process your loan.
  • 03

    Move In

    Once you've closed on your home, the mortgage process is complete! Get ready to move in and start enjoying your new space!
Stats Decoration

Our Team's Experience

$1.7B
+

Total Amount Funded in 2020

MFM was able to successfully navigate the challenges of 2020 and serve more borrowers than ever before, funding over $1.75 billion in mortgage loans!
25k
+

Loans Closed Since 2001

Have confidence working with an experienced mortgage lender. Since 2001, MFM has closed over 25,000 mortgage loans!
96
%

Borrower Satisfaction

We are proud to serve thousands of homebuyers each year, and we’re even more proud that borrowers love working with our team!
43
+

States Where We Can Lend

MFM and our loan originators are licensed in more than 40 states across the country. From coast to coast, our team is available to serve you wherever you call home!
Our Loan Options
  • Main Benefit
  • Low Down Payment
  • Flexible Credit Requirements
  • Area Specific
  • Government Backed
ARM
  • Ideal for Short-Term Homebuyers
Fixed Rate
  • Consistent Loan Payments
FHA
  • Great for First Time Homebuyers
Home Possible
  • Low Down Payment
ARM
  • Ideal for Short-Term Homebuyers
Fixed Rate
  • Consistent Loan Payments
FHA
  • Great for First Time Homebuyers
Home Possible
  • Low Down Payment
01 04

Mortgage Calculators

Use these calculators to quickly estimate what your monthly mortgage payment could be, how much of a mortgage you may be able to afford, and for guidance on whether refinancing your current mortgage would make sense financially in today’s market.

Select the calculator:
Take a Look at Some Resources

Our Resources

1098 Tax Statements

1098 Tax Statements

Find out when and how to obtain year-end 1098 tax statements if MFM services your mortgage loan.
COVID-19 Resources

COVID-19 Resources

Stay up to date on how MFM is assisting borrowers financially impacted by COVID-19.