Loan Programs
USDA/RD (Rural Development)
USDA/RD loans make owning a home more affordable for those looking to buy or refinance in eligible rural and suburban areas.
The USDA Rural Development (RD) program is designed for homebuyers with low-to-moderate income and savings, financing a home in a designated rural area. USDA/RD requires no down payment, allowing the borrower additional funds to pay for closing costs or prepaids in the mortgage. In some cases the seller can pay a portion of the sales price to cover closing costs. The USDA/RD loan can also be used to refinance an existing mortgage to a lower interest rate.*
Our Process
- 01
Apply and Get Pre-Qualified
Fill out our easy online application and work with your local real estate agent to explore your options and find the perfect home! - 02
Work with Our Experts
Provide the necessary information and documentation needed for our mortgage experts to underwrite and process your loan. - 03
Move In
Once you've closed on your home, the mortgage process is complete! Get ready to move in and start enjoying your new space!
Our Team's Experience
$1.7B
+
Total Amount Funded in 2020
MFM was able to successfully navigate the challenges of 2020 and serve more borrowers than ever before, funding over $1.75 billion in mortgage loans!
25k
+
Loans Closed Since 2001
Have confidence working with an experienced mortgage lender. Since 2001, MFM has closed over 25,000 mortgage loans!
96
%
Borrower Satisfaction
We are proud to serve thousands of homebuyers each year, and we’re even more proud that borrowers love working with our team!
43
+
States Where We Can Lend
MFM and our loan originators are licensed in more than 40 states across the country. From coast to coast, our team is available to serve you wherever you call home!
Mortgage Calculators
Use these calculators to quickly estimate what your monthly mortgage payment could be, how much of a mortgage you may be able to afford, and for guidance on whether refinancing your current mortgage would make sense financially in today’s market.
Select the calculator:
Take a Look at Some Resources
Our Resources
1098 Tax Statements
Find out when and how to obtain year-end 1098 tax statements if MFM services your mortgage loan.
COVID-19 Resources
Stay up to date on how MFM is assisting borrowers financially impacted by COVID-19.
